Need an Experienced, Local Bankruptcy Lawyer?
The greater Augusta area and CSRA is a fantastic place to live. However, like many mid-sized cities, inflation, rising interest rates and other financial factors are increasing the cost of living. Unexpected costs and overwhelming household finances can quickly lead you into debt. Let us help you regain control. Lee Ringler Law Offices provides experienced bankruptcy lawyer services to families and individuals in Augusta GA and throughout Georgia and South Carolina, and we are committed to helping our clients get relief from debt.
Our Augusta bankruptcy office will assess your financial situation to determine if bankruptcy filings are an effective option. We can assist with both Chapter 7 and 13 bankruptcy cases. We are proud to be your local choice for an Augusta bankruptcy attorney near me.
Bankruptcy Service
Financial difficulties can be faced by residents of South Carolina and Georgia, including Columbia, Richmond County, and Aiken County. Although bankruptcy is not something to take lightly, it can help you get out from under the burden of debt. Although it's technically possible to file bankruptcy without hiring an attorney, bankruptcy law can be complex. A bankruptcy lawyer will help you navigate the complicated paperwork and processes required to discharge your debts and start the process of financial recovery.
Our Augusta bankruptcy firm focuses exclusively on bankruptcy law. We are proud of our work and will continue to learn in this constantly-changing field so we can deliver the best results for our clients. To schedule a free consultation with a bankruptcy attorney in Augusta GA, call or text us today.
Chapter 7 Bankruptcy Augusta GA
Chapter 7 bankruptcy is also known as liquidation bankruptcy. According to information released by United States Courts, almost 70 percent of bankruptcies filed in 2021 were Chapter 7. This number includes both non-business and business filings. You are required to surrender any assets that are not exempt to a trustee when you file for Chapter 7 bankruptcy. The trustee then sells them and pays your creditors. The bankruptcy exemption laws generally protect the filer’s primary residence, primary automobile, and a portion of the filer’s personal items (including jewelry) and household furniture. Chapter 7 bankruptcy is designed to help you get rid of all accumulated debt and to give you the tools to start over. Lee Ringler Law Offices can help you evaluate your financial condition, and understand how exemptions/non-exemptions may impact your bankruptcy case.
Chapter 13 Bankruptcy
Sometimes, Chapter 13 bankruptcy is also known as a reorganization bankruptcy. You must agree to a court-mandated payment plan when you file for Chapter 13 bankruptcy. This repayment plan is usually for 3-5 years. The bankruptcy filing remains on your credit report for seven years. If your home is in foreclosure, Chapter 13 might be an option. In many cases, it will extend the time that you have to pay off missed mortgage payments. For more information on Chapter 13 bankruptcy in Augusta GA, contact us today. Lee Ringler Law Offices can handle bankruptcy cases in Georgia and South Carolina.
Turn to the Best Bankruptcy Lawyer in Augusta
We strive to be the best bankruptcy attorney company in Augusta and the CSRA. We are here to help you understand bankruptcy and guide you through the process. Since 1979, Lee Ringler has been exclusively focused on bankruptcy law. Lee Ringler and his staff have helped many people get rid of their debts. We can also help you.
Although bankruptcy filings can have serious repercussions on your financial health, they are a necessary step towards a financially secure future. We are proud to assist families and individuals in getting rid of debt. To schedule your complimentary consultation, call us today. Got debts? Get Ringler!
Get a free consultation for our bankruptcy lawyer services in the greater Augusta GA area, including:
- Comprehensive Bankruptcy Services
- Debt Relief
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
Richmond County Service Areas
- Augusta
- Hephzibah
- Evans
- Martinez
- Grovetown
- Appling
- Harlem
- North Augusta
- Aiken
- Graniteville
- Beech Island
Columbia County Service Areas
- Evans
- Martinez
- Grovetown
- Appling
- Harlem
Aiken County Service Areas
- North Augusta
- Aiken
- Graniteville
- Beech Island
Lee Ringler Law Offices
Augusta GA 30901
(706) 724-4000
